Privacy Policy

01Data we collect

We collect data you provide, data generated through your use of the Services, and data from third parties such as screening and verification providers.

You provide

• Account and contact details for you and your organization.
• Onboarding and verification documents (KYC / KYB).
• Invoice, counterparty, and transaction details you enter.

We generate or receive

• Usage, device, and log data when you access the Services.
• Results from sanctions, AML, and fraud screening providers.

02How we use data

We use personal data to:

• Provide, maintain, and improve the Services.
• Verify identity and screen counterparties (KYC, KYB, sanctions, AML).
• Facilitate invoicing, assignment, and settlement.
• Detect, prevent, and investigate fraud and security incidents.
• Communicate with you about your account and the Services.
• Comply with legal and regulatory obligations.

03Legal bases

Where applicable law requires a legal basis, we rely on performance of a contract, compliance with legal obligations, our legitimate interests in operating and securing the Services, and, where relevant, your consent.

04How we share data

We share personal data only as needed to operate the Services and meet our obligations:

• With service providers who process data on our behalf (hosting, verification, screening, analytics).
• With counterparties to a transaction, to the extent needed to invoice, approve, and settle.
• With authorities or regulators where required by law or to meet compliance obligations.
• In connection with a merger, acquisition, or financing, subject to confidentiality.

We do not sell personal data.

05International transfers

Finmarine operates across borders. Where personal data is transferred internationally, we use appropriate safeguards consistent with applicable law to protect that data.

06Retention

We retain personal data for as long as needed to provide the Services and to meet legal, regulatory, accounting, and compliance obligations — including record-keeping requirements for KYC, AML, and transaction history — after which we delete or anonymize it.

07Security

We use technical and organizational measures designed to protect personal data, including encryption in transit, access controls, and monitoring. No system is perfectly secure, and we cannot guarantee absolute security.

08Your rights

Subject to applicable law, you may have the right to access, correct, delete, or port your personal data, and to object to or restrict certain processing. To exercise these rights, contact us using the details below. We may need to verify your identity and may retain data where required by law.

09Contact and changes

We may update this Policy from time to time. Material changes will be notified through the Services or by email, and the "Last updated" date above will change.

For privacy questions or requests, contact privacy@finmarine.co.